Dealing With Medical Bills Before an Insurance Settlement Is Negotiated by a Personal Injury Lawyer in Sycamore IL

by | Nov 2, 2016 | Personal Injury Lawyer

Many people who have been seriously injured in a situation where someone else was responsible face decisions about how to pay medical bills. If the incident was an automobile accident, the driver who caused the accident is responsible for payment provided by an insurance policy. The insurer may offer a settlement relatively quickly, but the injured person may feel the amount is unreasonably low.

In the meantime, collections calls may begin with a demand to start making payments on the medical invoices. The person also likely has other bills that take higher priority, such as mortgage or rent payments and utility costs. Consulting with a Personal Injury Lawyer in Sycamore IL provides keen insight on whether to accept that settlement or pursue a higher amount. The individual also learns about strategies for making payments to doctors, hospitals, diagnostic labs and other health care providers that are demanding money.

If the individual has health insurance, that policy should pay for a large portion of the medical care costs. The only amounts left outstanding would be those for services not covered by the policy along with any co-pay and deductible responsibilities. The policyholder needs to understand that this health insurance company will be reimbursed by the automotive insurance company after a settlement agreement is reached. The reimbursement amount is not paid directly to the injured person to distribute as he or she sees fit.

If there is no health insurance or the outstanding amounts are unaffordable, the individual has a few options. Delaying payment of medical bills may be possible, especially if communicating with the health care providers about the situation is done regularly. This can be stressful, however, especially when someone is recovering from an accident. A Personal Injury Lawyer in Sycamore IL can bridge the gap between accepting a low settlement and negotiating a better one while making sure the process is as speedy as possible. The individual may need to leave some money on the table in order to receive a necessary amount in a shorter time frame. The decision should be made with legal counsel such as the Cosentino Law Firm providing guidance and information. Visit the website to schedule a free consultation.

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