It could happen to anyone, and without warning. Your financial health can change in an instant, and you could be left unable to pay your bills on time or have money to provide for yourself and your family. If you have been the victim of a financial tragedy, it may be time to consider filing for bankruptcy so you can get relief from the debt that is haunting you. While you may think you can file for bankruptcy without an attorney, think again. The process of filing for bankruptcy entails a great deal of steps that must be completed properly. Let an attorney guide you in the right direction so you can get the outcome you expect and deserve.
Examine Your Debts and Assets
The first step is to look at all of your debts and assets, and determine if you qualify to file for bankruptcy. You can then identify property that you can legally keep in case you file. Don’t think that you will lose everything, though; an attorney can help you retain ownership of a vehicle and some land even if you are granted a stay. This can help give you peace of mind and the ability to better determine if bankruptcy is right for you.
Complete the Required Paperwork
Once you have all of your information on hand, you will need to file the paperwork that is required by the court. An attorney will prepare the documents for you, so all you have to do is sign them and you are on your way. They will then submit them to the court and await a response from the judge.
Appear in Court
Once your documents have been accepted, the process of filing for bankruptcy entails a court appearance. The judge will ask you to swear under oath that the information you provided is accurate, and that you are not in a position where you will inherit any assets in the future. The judge will then announce the verdict and your debt forgiveness will be granted.
If you are ready to get out from under a mountain of bills, contact Hitchcock and Associates. Their team of legal experts will help you build your bankruptcy case and present it to a judge on your behalf, so you can rest assured that you will have a fighting chance to get the financial relief you deserve. Don’t let unpaid bills keep you up at night, when you can get peace of mind in as little as one phone call.
