You every right to make an attempt to settle a situation where you were injured through no fault of your own but in many cases you will find that retaining the services of a personal injury lawyer in Toronto is to your advantage. As you go through the stages of processing a claim you may find that the insurance company of the individual or entity that was the cause of your injury becomes reticent and show a great deal of reluctance to deal with settling your claim or you may find that processing a claim is more difficult and complicated than you thought it would be.
There are a number of reasons why you may need to turn to professional legal advice:
The claim is beyond your skills to handle:
Often when an individual is involved in a situation which results in an injury and the injury was caused by negligence or an intentional act, they might think that it will be possible to settle the claim with little or no difficulties. This sounds good but the truth is very different; insurance companies are very aware of how easy it is to intimidate laypeople, those with no legal training, into settling and they also know that their mandate is to settle quick, settle for the bare minimum and ensure that the injured party has no further legal recourse.
If our injuries are serious or perhaps such that you will be permanently disabled the compensation that you are entitled to can be significant and you are going to be facing well trained lawyers whose job is to keep any offer for compensation at a minimum. If this is the case the cost of hiring your own personal injury lawyer in Toronto is a secondary consideration.
It is not every injury that results in a long term disability, far from it, but perhaps you are simply reluctant to deal with it yourself. There are many times when the injured party begins to pursue the case independently only to find out that even the simplest case can become quite complicated and they realize that engaging the services of a seasoned personal injury lawyer is to their advantage.
You may be dealing with the claim yourself; everything seems to be going along fine until it is time to actually negotiate the settlement. This is the time when an insurance company can simply balk; refuse to make any attempt at offering an equitable settlement or worse yet, they can refuse to make any offer at all. This can and does happen and when it does you will realize that you are up against very powerful, very influential opponents and a lawyer becomes a necessity. There are many reasons why an insurance company will deny your claim.
Denial of liability: It is not hard for an insurance company to simply say that the insured was not responsible for the accident that caused the injury, when they take this tack they are pinning their hopes of you dropping the claim.
Denial of cover: The insurance company can make the assertion that the claim is not covered by the policy held by the insured.
There are many situations that can crop up when a claim is being made for a personal injury you sustained; your best bet is to hire a personal injury lawyer in Toronto right after the injury occurred.
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